Zero-based budgeting is a simple yet powerful way to take full control of your money — every single dollar is given a purpose, so nothing slips through the cracks. Unlike traditional budgeting methods that focus on general categories or rough estimates, zero-based budgeting starts with your income and assigns every pound, dollar, or euro to a specific job — until your budget equals zero. That doesn’t mean you’re spending all your money — it means you’re telling your money ex
